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Q : Returns oon yearly basis
- March 31,2012
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GURU : Please complete your question.
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Q : A 38 YR old person wants to invest abt 1lac in a single premium guaranteed return NON ULIP insurance plan with 5 times risk cover for a period of 10 years.Please suggest.
- March 12,2012
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GURU : There many Single Premium Plan with guranted return in ICICI Pru, SBI and LIC. In LIC – Jeevan Vriddhi, ICICI Pru iAssure Single Premium and SBI Smart Shield plan. You can go for this all plans. There are many other insurance companies from which you can choose the plan.
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Q : I am 37 years and salaried person and I have 7 years son, is it good take insurance policy of HDFC Life Sampurna Samrudhi with annual premium of Rs.30,000/- for 10 years term?please suggest.
- December 03,2011
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GURU : Yes, it good to go for this plan. It is endownment plan in which you will get your money after the maturity and even bonus at the end of the every year. Even you can go for PPF or Mutual Funds SIP. In which you will get more return than the this plan. If you will invest in PPF Rs. 30,000 yearly after 10 years you will earn Rs. 4,85,634/- @ 8.60% and in mutual fund @ 10% you will earn Rs. 4,78,000/-.
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Q : sir
I will like to take a family mediclaim.my mother`s age is 67.so which company`s mediclaim is included my mother also?
- September 23,2011
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GURU : you can buy health insurance policy of Max Bupa Family First plan which allows you to cover not just your spouse or your kids, but each and every member of your family under one policy.You can cover upto 13 relationships in your family
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Q : I want health policy which cover all diseases & also i want family policy which includes father or mother health.
- August 27,2011
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GURU : you can go for FAMILY FIRST Health insurance policy by Max Bupa which covers mother and father in health insurance policy
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Q : we have 18 months old daughter and we want 2 start saving for her for her future studies as well as for her mairrage what sort of investment will be better for that? we do keep aside 2000 every month LIC or any other investment
- August 16,2011
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GURU : As your investment tenure is more than 5 years than you can invest in mutual fund schemes for higher returns in long run. Your portfolio should be as follow
Equity diversified 70%
Tata Dividend Yield Fund
DSP BlackRock Small and Midcap Fund
IDFC Premier Equity Fund - Plan A
Birla Sun Life Frontline Equity Fund - Plan A
Balanced schemes 20%
HDFC Balanced fund Growth
Birla Sunlife 95- growth
Debt Schemes 10%
UTI monthly income plan
HDFC MIP
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Q : I WANT TO TAKE TERM INSURANCE KINDLY SUGGEST ME WHICH CO I TAKE
- July 25,2011
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GURU : you can go for Birls Sun life premium back plan. The best feature of this plan is that on maturity you will get you permium paid. Kindly click on link for more details
http://insurance.birlasunlife.com/ProductsSolutions/IndividualSolutions/ProtectionSolutions/BSLIPremiumBackTermPlan/tabid/80/Default.aspx
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Q : sir, which is best policy for maternity cover
- July 14,2011
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GURU : Max bupa heart beat family first, star health wedding gfit
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